Upon completion of all due diligence and final review, a loan may be placed with one of our partners and or associates for loan restructuring to mitigate risk factors and other items that have become known upon due diligence. A restructure may include equity and debt as well as rates / terms being augmented with other forms of financial products provided. VII continues to monitor and work with the client and with our partners / associates in order to achieve the funding required. VII will have expended a considerable amount to in-house funds with due diligence it has not charged the client, hence it is in the best interest of VII to continue working with the client and achieve the long term goals needed.